Sample documents

WORKERS' COMPENSATION CLAIM LETTER

Jordan Miller
123 Example Street, Toronto, ON M4B 1B3
(416) 555-0142

October 23, 2026

To: Workplace Safety and Insurance Board (WSIB)
Claims Department

Re: Workers' Compensation Claim
Claimant: Jordan Miller
Date of injury: 2026-09-14
Filing deadline: March 14, 2027 — 142 days remaining (confirm with the Workplace Safety and Insurance Board (WSIB))
Employer: Example Logistics Inc.
Employer address: 88 Industrial Road, Mississauga, ON L5T 1N7
Board file number: Example file #2026-1042

Dear Claims Officer,

I am writing to formally file a workers' compensation claim for a workplace injury I sustained on 2026-09-14 while employed by Example Logistics Inc..

WHAT HAPPENED
While unloading a delivery truck, I lifted a box weighing approximately 28 kg from the trailer floor and felt a sharp pain in my lower back. I reported it to my shift supervisor the same day and visited a walk-in clinic that evening.

BODY PART INJURED
Lower back (lumbar strain)

I reported this injury to my employer and sought medical attention promptly. I am requesting that my claim be accepted and that I receive the benefits I am entitled to under the workers' compensation legislation of Ontario, including wage-loss benefits and coverage of related medical treatment.

Supporting documents provided with this claim:
- Clinic visit note dated September 14, 2026
- Supervisor's incident report
- Photograph of the delivery area

Please confirm receipt of this claim in writing and advise me of my claim number and the name of the adjudicator assigned to my file.

I trust this information is sufficient for you to begin processing my claim. I can be reached at the address and phone number above.

Yours faithfully,

Jordan Miller
(416) 555-0142

---
NEXT STEPS CHECKLIST
1. Tell your doctor or hospital that this was a work injury so it is recorded as such.
2. Report the injury to your employer in writing as soon as possible and keep a copy.
3. File your claim with the Workplace Safety and Insurance Board (WSIB) — most claims can be filed online or by phone.
4. Keep copies of every medical note, receipt, letter, and email about your injury.
5. Write down your claim/file number as soon as it is assigned and use it on all correspondence.
6. Follow your treatment plan and attend all medical appointments.
7. If your claim is denied or closed, you have the right to appeal — check the Workplace Safety and Insurance Board (WSIB) appeal deadlines carefully, as they are strict.
8. Consider speaking with a workers' compensation advocate or a lawyer in Ontario if you need help.

RESIDENTIAL LEASE AGREEMENT — BASIC RENTAL

This lease is made on October 23, 2026 under the Residential Tenancies Act, 2006 of Ontario.

1. PARTIES
Landlord: Jordan Miller
Contact: jordan.miller@example.com · (416) 555-0142
Tenant(s): Alex Chen and Taylor Brooks

2. PREMISES
Unit 1204 – 123 Example Street, Toronto, ON M4B 1B3
Property type: Apartment

3. TERM
Start date: 2026-11-01
End date: 2027-10-31
Type: Fixed-term tenancy

This is a fixed-term tenancy from the start date to the end date above. It does not automatically renew; any continuation requires a new written agreement signed by both parties, except where the Residential Tenancies Act, 2006 provides otherwise.

4. RENT
Monthly rent: $$1,850/month CAD, due on the 1st day of each month, payable to the landlord as agreed.

5. DEPOSIT
Security/damage deposit: $$1,850 (last month's rent deposit) CAD, held and returned in accordance with the Residential Tenancies Act, 2006.

6. UTILITIES
Heat and water included. Hydro (electricity) and internet are the tenants' responsibility.

FURNISHINGS
The unit is rented unfurnished. The tenant is responsible for all furnishings and household goods.

7. PETS
One cat permitted. No dogs.

8. SMOKING & CANNABIS
No smoking inside the unit or on the balcony.

9. NOTICE TO END TENANCY
60 days

10. GOVERNING LAW
This agreement is governed by the Residential Tenancies Act, 2006 of Ontario. Where this agreement conflicts with the Act, the Act prevails. Nothing in this agreement waives rights the tenant holds under the Act.

11. GENERAL
- The tenant shall keep the premises clean and in good repair and shall not cause damage beyond reasonable wear.
- The tenant shall not sublet or assign this agreement without the landlord's written consent, not to be unreasonably withheld.
- The landlord may enter the premises only as permitted by the Residential Tenancies Act, 2006.

SIGNATURES

Landlord: ___________________________   Date: _______________
Jordan Miller

Tenant: ___________________________   Date: _______________
Alex Chen and Taylor Brooks

DEMAND LETTER — SERVICE BUSINESS

October 23, 2026

To: Maple Example Interiors
400 Sample Road, Hamilton, ON L8P 1A1

Re: Demand for payment of $$4,250 CAD for professional services rendered

Dear Maple Example Interiors,

This letter concerns Kitchen cabinet installation completed on June 12, 2026 (Invoice #1042, issued June 15, 2026). The work was finished and approved, but the invoice remains unpaid despite two written reminders sent in July and August 2026., provided on 2026-06-15, for which payment of $$4,250 CAD became due on 2026-11-15.

As of the date of this letter, the amount of $$4,250 CAD remains outstanding and overdue. I have attached (or previously sent) the relevant invoice/agreement for your reference.

If payment in full is not received by November 2, 2026, I will commence legal proceedings without further notice, including filing a claim in the small claims court of Ontario and seeking interest, court costs, and any additional damages permitted by law.

To avoid further action, please remit payment in full by November 2, 2026 by a traceable method (e.g., bank transfer, certified cheque).

This letter is written without prejudice to any other rights or remedies I may have. Nothing in this letter waives any claim to interest or costs.

Yours truly,

___________________________
[Your name]
[Your address]
[Your phone / email]

WEBSITE POLICIES — WWW.EXAMPLEBAKERY.CA
Generated: October 23, 2026
Jurisdiction: Ontario, Canada

Note: this document was generated from the business type and website you provided. Automated website scanning is simulated in this demo — review every section and adjust it to your actual practices.

============================================================
PRIVACY POLICY
============================================================

1. INTRODUCTION
This Privacy Policy describes how our e-commerce store ("we", "us") collects, uses, and discloses personal information through www.examplebakery.ca. We comply with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.

2. INFORMATION WE COLLECT
- Contact information you provide (name, email address, phone number, mailing address).
- Account and transaction information, including order history and payment confirmations.
- Technical information collected automatically (IP address, device type, browser type, pages visited, cookies).
- Shipping addresses and product preferences related to your orders.

2A. E-COMMERCE DATA PRACTICES
- Payment processing: Card payments are processed by PCI-DSS compliant payment processors (such as Stripe, PayPal or your checkout provider). We do not store full card numbers on our servers; we receive only a payment confirmation, transaction ID and the last four digits where provided by the processor.
- Shipping and fulfilment: To deliver your order we share your name, shipping address, phone number and order details with shipping carriers and fulfilment partners. Tracking numbers and delivery status are retained with the order record.
- Returns and exchanges: When you request a return, we collect the reason for return, condition of the item, photos you choose to send, and refund destination details so we can inspect the item and issue any refund owing.

3. HOW WE USE INFORMATION
We use personal information to operate our e-commerce store, process transactions, respond to inquiries, improve our website, and comply with legal obligations. We do not sell personal information.

4. CONSENT
By using www.examplebakery.ca, you consent to the collection, use, and disclosure of your personal information as described here. You may withdraw consent at any time by contacting us, subject to legal or contractual restrictions.

5. DISCLOSURE
We may share information with service providers who help us operate (e.g., payment processors, hosting providers) under confidentiality obligations, and where required by law.

6. SAFEGUARDS AND RETENTION
We use reasonable administrative, technical, and physical safeguards. We retain personal information only as long as necessary for the purposes identified.

7. YOUR RIGHTS
You may request access to, or correction of, your personal information by contacting us. We will respond within the timeframes required by PIPEDA.

8. CONTACT
For privacy questions: [privacy contact email / address].

============================================================
REFUND POLICY
============================================================

1. GENERAL
This Refund Policy applies to purchases made through www.examplebakery.ca and complies with the Consumer Protection Act, 2023 of Ontario.

2. ELIGIBILITY
Physical goods may be returned within 30 days of delivery in original condition for a full refund. Shipping charges are non-refundable unless the item arrived damaged or defective.
Nothing in this policy limits rights you hold under the Consumer Protection Act, 2023.

3. HOW TO REQUEST A REFUND
Contact us at [support email] with your order details. Approved refunds are issued to the original payment method within 14 business days.

============================================================
TERMS AND CONDITIONS
============================================================

1. ACCEPTANCE
By accessing www.examplebakery.ca, you agree to these Terms and Conditions and to comply with the laws of Ontario and Canada.

2. SERVICES
We operate a e-commerce store through www.examplebakery.ca. We may modify or discontinue any part of our services at any time.

3. PRICING AND PAYMENT
Prices are in Canadian dollars unless stated otherwise. Payment is due as indicated at checkout. We may correct pricing errors and cancel affected orders with a full refund.

4. ACCEPTABLE USE
You agree not to misuse the website, interfere with its operation, infringe intellectual property rights, or post unlawful content.

5. INTELLECTUAL PROPERTY
All content on www.examplebakery.ca is owned by us or our licensors and may not be reproduced without permission.

6. LIMITATION OF LIABILITY
To the maximum extent permitted by law, we are not liable for indirect or consequential damages. Nothing here limits liability that cannot be limited under the Consumer Protection Act, 2023.

7. GOVERNING LAW
These terms are governed by the laws of Ontario and the federal laws of Canada.

8. CHANGES
We may update these policies from time to time. Continued use of the website after changes constitutes acceptance.

9. CONTACT
[Business name, address, email, phone]

DOCUMENT CHECKLIST — STUDY PERMIT

Applicant: Maria Santos
Country of citizenship: Philippines
Intended province: Ontario
Generated: October 23, 2026

REQUIRED DOCUMENTS
1. ☐ Valid passport (valid beyond the intended study period)
2. ☐ Letter of Acceptance (LOA) from a Designated Learning Institution (DLI), including PAL/TAL where required
3. ☐ Provincial Attestation Letter (PAL), if applicable to your province and program
4. ☐ Proof of funds: tuition for the first year plus living expenses (e.g., GIC, bank statements, scholarship letters)
5. ☐ Proof of payment of tuition deposit (if required by the institution)
6. ☐ Academic transcripts, diplomas, and certificates
7. ☐ Language test results (IELTS/TOEFL/TEF), if required by the program
8. ☐ Statement of Purpose (draft included below)
9. ☐ Police certificates (if requested by IRCC)
10. ☐ Medical exam results from a panel physician (if required)
11. ☐ Proof of ties to home country
12. ☐ Completed IRCC forms: IMM 1294, Family Information, as applicable

PROGRESS: 0 of 12 documents ready

STILL TO OBTAIN
- Valid passport (valid beyond the intended study period)
- Letter of Acceptance (LOA) from a Designated Learning Institution (DLI), including PAL/TAL where required
- Provincial Attestation Letter (PAL), if applicable to your province and program
- Proof of funds: tuition for the first year plus living expenses (e.g., GIC, bank statements, scholarship letters)
- Proof of payment of tuition deposit (if required by the institution)
- Academic transcripts, diplomas, and certificates
- Language test results (IELTS/TOEFL/TEF), if required by the program
- Statement of Purpose (draft included below)
- Police certificates (if requested by IRCC)
- Medical exam results from a panel physician (if required)
- Proof of ties to home country
- Completed IRCC forms: IMM 1294, Family Information, as applicable

IMPORTANT: IRCC requirements change frequently. Always verify the current document list at canada.ca/en/immigration-refugees-citizenship before submitting.

============================================================
STATEMENT OF PURPOSE / LETTER OF EXPLANATION (DRAFT)
============================================================

October 23, 2026

To: Visa Officer
Immigration, Refugees and Citizenship Canada

Re: STUDY PERMIT — Maria Santos

Dear Visa Officer,

I am writing to support my application for a Canadian study permit. My goal is to pursue quality education in Canada and return home with skills that serve my community.

My name is Maria Santos, a citizen of Philippines. To complete a two-year Business Administration diploma at a designated learning institution in Toronto, and then return home to apply those skills in my family's business. I intend to reside in Ontario, Canada.

I have strong ties to my home country, including [family / employment / property — describe your ties], and I respectfully request that my application be considered favourably. All documents listed in the checklist above are enclosed or will be provided upon request.

Thank you for your time and consideration.

Sincerely,

Maria Santos
[Phone / email]

EMPLOYMENT CONTRACT

This employment contract is made on October 23, 2026 under the Employment Standards Act, 2000 of Ontario.

1. PARTIES
Employer: Example Coffee Roasters Inc.
210 Sample Avenue, Toronto, ON M5V 1H1
Employee: Taylor Brooks
77 Example Crescent, Etobicoke, ON M9B 1A1

2. POSITION AND DUTIES
The employer hires the employee as Store Manager. The employee shall perform the duties of that position faithfully, diligently, and to the best of their ability, and shall follow the employer's lawful and reasonable instructions.

3. EMPLOYMENT TYPE
Full-time employment.

4. START DATE
The employee's first day of work is 2026-11-02.

5. COMPENSATION
The employee will be paid $62000 CAD per year, payable bi-weekly, less required statutory deductions (income tax, CPP/QPP, EI/QPIP, and any other deductions required by law).

6. HOURS OF WORK AND WORKPLACE
The employee will work approximately 40 hours per week, based at Toronto, ON. The employer may set reasonable schedules, subject to the hours-of-work rules in the Employment Standards Act, 2000.

7. PROBATIONARY PERIOD
The employee's employment is subject to a probationary period of 3 months. During the probationary period either party may end the employment with one week's written notice.

8. VACATION AND STATUTORY HOLIDAYS
The employee is entitled to 15 days of paid vacation per year, in addition to the statutory holidays provided under the Employment Standards Act, 2000.

9. BENEFITS
Extended health and dental coverage after the probationary period, plus a $50/month transit allowance.

10. OVERTIME
Overtime is paid in accordance with the Employment Standards Act, 2000.

11. CONFIDENTIALITY
The employee agrees to keep confidential all non-public business information of the employer learned during employment, and not to disclose or use it except as required to perform their duties. This obligation survives the end of employment.

12. NON-COMPETITION
No non-competition restriction applies. Non-competition clauses are generally prohibited in Ontario under the Employment Standards Act, 2000 (ban effective December 2, 2021), with limited exceptions such as executive employees.

13. NON-SOLICITATION
For 12 months after the end of employment, the employee shall not directly solicit the employer's clients or employees with whom the employee had a working relationship, unless the employer gives written consent.

14. TERMINATION
Either party may terminate this agreement by giving the minimum notice required by the Employment Standards Act, 2000, subject at all times to the minimum notice, severance, and other standards of the Employment Standards Act, 2000. Nothing in this agreement limits any statutory entitlement of the employee, including termination pay, severance pay, or benefits continuation required by law.

15. GOVERNING LAW
This agreement is governed by the Employment Standards Act, 2000 of Ontario and the laws of Canada applicable in Ontario. Where this agreement conflicts with the Act, the Act prevails. Nothing in this agreement waives any right the employee holds under the Act.

16. ENTIRE AGREEMENT
This agreement is the entire agreement between the parties about the employee's employment. It replaces all earlier discussions and agreements on the subject. Changes must be made in writing and signed by both parties.

SIGNATURES

Employer: ___________________________   Date: _______________
Example Coffee Roasters Inc.

Employee: ___________________________   Date: _______________
Taylor Brooks

CONSENT LETTER FOR A CHILD TRAVELLING ABROAD

October 23, 2026

To whom it may concern:

I, Taylor Brooks, of Ontario, Canada, am the non-travelling parent/guardian of the following minor child:

1. CHILD
Full name: Emma Brooks
Date of birth: 2016-05-11
Passport number: Example passport #CA-2016-0451

2. TRAVEL DETAILS
The child will be grandparent, accompanied by:
Margaret Brooks (grandmother)
Travel dates: 2026-12-18 to 2026-12-30
Destination(s): Orlando, Florida, USA
Purpose of travel: Family vacation

CIRCUMSTANCES OF TRAVEL
The child will travel as described above, accompanied by Margaret Brooks (grandmother).

3. CONSENT
I give my full consent for the child named above to travel as described. I confirm that I have legal custody/guardianship rights sufficient to give this consent.

4. CONTACT INFORMATION (non-travelling parent/guardian)
Name: Taylor Brooks
Phone: (416) 555-0177
Email: taylor.brooks@example.com
Address: 77 Example Crescent, Etobicoke, ON M9B 1A1

Border officers may contact me at the number above to verify this consent.

SIGNATURE

X: ___________________________
Taylor Brooks
Date: _______________

JURAT / NOTARY

Sworn (or affirmed) before me at ____________________, this ______ day of ________________, 20____.

___________________________
Signature of Commissioner of Oaths / Notary Public

Printed name: ___________________________

[Seal, if applicable]

---
IMPORTANT NOTES
• Carry this letter with the child's travel documents. It does not guarantee entry — border officers make the final decision.
• Some airlines and countries require additional forms for unaccompanied minors; check before you fly.
• If custody is shared or disputed, or if a court order governs travel, have this letter reviewed by a family lawyer in Ontario before travelling.

CEASE AND DESIST LETTER

October 23, 2026

FROM:
Jordan Miller Photography
123 Example Street, Toronto, ON M4B 1B3

TO:
Example Prints Online
900 Sample Boulevard, Ottawa, ON K1P 1A1

Re: Demand to cease copyright infringement / unauthorized use of my copyrighted content

Dear Example Prints Online,

I am writing regarding copyright infringement / unauthorized use of my copyrighted content committed by you, as described below:

1. THE OFFENDING CONDUCT
Since at least August 2026 your online store has offered for sale three of my copyrighted photographs ("Harbour at Dawn", "Market Morning" and "Winter Elms") without a licence, credit or payment of any kind.
Dates of the conduct: August 12, September 3 and October 1, 2026

This matter concerns material protected under the Copyright Act (Canada). I am the owner of the copyrighted work described above (or the authorized agent of the owner), and the use described above was made without authorization. Unauthorized reproduction or publication of a protected work infringes the owner's exclusive rights under that Act.

2. WHY THIS IS UNLAWFUL
Your conduct violates my legal rights under the laws of Ontario, Canada. I have documented the conduct described above and I am prepared to prove it.

3. MY DEMANDS
Remove all three photographs from your website and listings, destroy any unsold prints, and confirm in writing once this is done.

4. DEADLINE AND CONSEQUENCES
You are required to comply with the demands below no later than 2026-11-13. If you fail to do so, I will commence legal proceedings against you without further notice, and will seek all available remedies including damages, costs, and injunctive relief.

This letter is not a complete statement of my rights or claims, all of which are expressly reserved.

Sincerely,

X: ___________________________
Jordan Miller Photography
Date: _______________

RENT RECEIPT

Receipt no.: RR-202610
Issued: October 23, 2026

Received from (tenant): Alex Chen
Received by (landlord): Jordan Miller

Property address: 210 – 456 Example Avenue, Vancouver, BC V6B 1A1
Payment period: October 1–31, 2026
Amount received: $$1,850 CAD
Payment method: Interac e-Transfer
Date of payment: 2026-10-01
Notes: October rent received in full. Thank you.

This receipt confirms that the rent for the period above has been paid in full.

Landlord signature: ___________________________   Date: _______________
Jordan Miller

---
Keep this receipt with your records. Under the Residential Tenancy Act of British Columbia, tenants may request a rent receipt and landlords must provide one free of charge.

EMPLOYMENT TERMINATION LETTER

October 23, 2026

Example Coffee Roasters Inc.
210 Sample Avenue, Toronto, ON M5V 1H1

To: Taylor Brooks
77 Example Crescent, Etobicoke, ON M9B 1A1
Position: Store Manager

Dear Taylor Brooks,

TERMINATION WITHOUT CAUSE

Your employment is terminated without cause, effective as stated below. This decision is not related to your performance or conduct.

1. LAST DAY OF WORK
Your last day of work will be 2026-11-20.

2. NOTICE / TERMINATION PAY
Two weeks' regular salary in lieu of notice

3. SEVERANCE
No additional severance beyond the notice pay above

4. FINAL PAY
All outstanding wages and accrued, unused vacation pay will be paid no later than November 27, 2026.

5. BENEFITS CONTINUATION
Group benefits continue until November 30, 2026.

6. RETURN OF COMPANY PROPERTY
Please return your store keys, company laptop and uniform on your last day.

Please sign below to acknowledge receipt of this letter. Your signature confirms receipt only — it does not mean you agree with the termination or waive any rights.

Acknowledged and received:

Employee: ___________________________   Date: _______________
Taylor Brooks

For the employer: ___________________________   Date: _______________
Example Coffee Roasters Inc.

---
⚠️ IMPORTANT — READ BEFORE USING
Ending someone's employment is one of the highest-risk things a business can do. Wrongful dismissal claims can cost far more than the notice in this letter.
• Minimum ESA standards are NOT the same as common-law "reasonable notice" — courts can award much more.
• Terminations connected to human-rights grounds (age, disability, pregnancy, etc.) are illegal.
• "For cause" has a very high legal bar in Canada — most performance issues do NOT meet it.
Have this letter reviewed by an employment lawyer in Ontario BEFORE delivering it.

LETTER OF INVITATION — VISITOR VISA (TEMPORARY RESIDENT VISA)

October 23, 2026

From:
Jordan Miller
123 Example Street, Toronto, ON M4B 1B3
Ontario, Canada
Phone: (416) 555-0142   Email: jordan.miller@example.com

To: The Visa Officer
Immigration, Refugees and Citizenship Canada

Re: Letter of invitation for a visitor visa application

Dear Visa Officer,

I, Jordan Miller, a permanent resident of Canada residing in Ontario, Canada, am writing to invite the following person to visit me in Canada:

1. INVITED PERSON (APPLICANT)
Full name (as in passport): Sofia Miller
Date of birth: 1962-03-08
Passport number: Example passport #P482910
Country of residence: India
Relationship to me: Mother

2. PURPOSE AND DATES OF VISIT
Purpose of visit: Family visit over the holidays
Intended dates: 2026-12-10 to 2027-01-08

3. ACCOMMODATION
They will stay with me at my home: 123 Example Street, Toronto, ON M4B 1B3.

4. FINANCIAL SUPPORT
I will be fully responsible for all expenses during their stay, including accommodation, meals, local transportation, and medical insurance. I will cover her food, local transportation and travel insurance for the whole visit.

5. DECLARATION
I confirm that the information in this letter is true and complete. I understand that this letter supports a visitor visa application and does not guarantee that a visa will be issued — the final decision rests with the visa officer. I confirm that the invited person will leave Canada at the end of the authorized stay.

I can be reached at the phone number and email address above should you require any further information.

Yours sincerely,

X: ___________________________
Jordan Miller
Date: _______________

---
IMPORTANT NOTES
• This letter is commonly requested by IRCC as supporting evidence for a visitor visa (TRV) application. Requirements vary by visa office — check the IRCC website for the applicant's country.
• Do NOT send the original to IRCC yourself; give a signed copy to the applicant to include with their application.
• If the applicant has been refused a visa before, or has complex immigration history, consider having an immigration lawyer or licensed consultant review the application.

SUBLEASE AGREEMENT

October 23, 2026 — Quebec, Canada

This Sublease Agreement is made under the Civil Code of Québec (lease of dwellings) and Tribunal administratif du logement of Quebec.

BETWEEN:
The Sublessor (original tenant):
Alex Chen
789 Rue Exemple, app. 4, Montréal, QC H2L 1A1

AND:
The Subtenant:
Taylor Brooks
12 Example Crescent, Kingston, ON K7L 1A1

(together, the "Parties")

1. PROPERTY
The Sublessor sublets the following rental unit to the Subtenant:
789 Rue Exemple, app. 4, Montréal, QC H2L 1A1

2. ORIGINAL LEASE
This sublease relates to the original lease between the Sublessor and the Landlord (Residential lease dated January 1, 2026). The Sublessor remains fully responsible to the Landlord under the original lease for the entire sublease term.

3. LANDLORD CONSENT
The Landlord, Jordan Miller, has consented to this sublease.

4. TERM
This sublease begins on 2026-12-01 and ends on 2027-05-31. It cannot extend beyond the end date of the original lease.

5. RENT
The Subtenant shall pay rent of $$1,150 CAD per month, payable to the Sublessor on the 1st of each month by Interac e-Transfer.
Security/damage deposit: $$1,150 (one month's rent, held as security) CAD, to be returned at the end of the sublease less any lawful deductions.

6. UTILITIES AND SERVICES
Utilities are shared as follows: Hydro-Québec electricity and internet split 50/50..

7. CONDITION OF THE UNIT
Unit handed over clean and in the same condition as at the start of the original lease, normal wear excepted.

8. RULES CARRIED OVER
The Subtenant agrees to follow all rules of the original lease and the building, including:
No smoking. Quiet hours after 10 p.m. No pets without written consent.

9. MAINTENANCE AND REPAIRS
The Subtenant shall keep the unit clean and in good condition, promptly report any maintenance issues to the Sublessor, and shall not make alterations without the Sublessor's (and where required, the Landlord's) written permission.

10. TERMINATION
Either party may end this sublease early by giving written notice as required by the Civil Code of Québec (lease of dwellings) and Tribunal administratif du logement. The Sublessor may end the sublease if the Subtenant materially breaches this agreement.

11. GOVERNING LAW
This agreement is governed by the Civil Code of Québec (lease of dwellings) and Tribunal administratif du logement of Quebec and the laws of Canada applicable in Quebec. Where this agreement conflicts with the Act, the Act prevails.

IN WITNESS WHEREOF, the Parties have signed below.

Sublessor: ___________________________
Alex Chen
Date: _______________

Subtenant: ___________________________
Taylor Brooks
Date: _______________

Landlord acknowledgement (recommended): ___________________________
Jordan Miller
Date: _______________

---
IMPORTANT NOTES
• The Sublessor stays liable to the Landlord for rent and damage for the whole sublease term — choose your subtenant carefully.
• Get the landlord's consent IN WRITING before the subtenant moves in.
• Do a move-in inspection with dated photos; attach them to this agreement.
• Security deposit rules (whether one is allowed at all, and limits) vary by province — in some provinces deposits are illegal.

---

LANDLORD CONSENT REQUEST LETTER

October 23, 2026

From:
Alex Chen
789 Rue Exemple, app. 4, Montréal, QC H2L 1A1

To:
Jordan Miller
(Landlord of 789 Rue Exemple, app. 4, Montréal, QC H2L 1A1)

Re: Request for consent to sublet — 789 Rue Exemple, app. 4, Montréal, QC H2L 1A1

Dear Jordan Miller,

I am writing to request your written consent to sublet my rental unit at 789 Rue Exemple, app. 4, Montréal, QC H2L 1A1 to Taylor Brooks. The proposed sublease would run from 2026-12-01 to 2027-05-31, at a monthly rent of $$1,150 CAD, on the terms set out in the Sublease Agreement.

I remain fully responsible to you under the original lease for the rent and the condition of the unit for the entire sublease term, and I will ensure the subtenant follows all rules of the original lease and the building.

Please indicate your decision below, sign, and return a copy to me. Thank you for your consideration.

Tenant (sublessor) signature: ___________________________
Alex Chen
Date: _______________

LANDLORD'S DECISION
☐ Consent granted     ☐ Consent refused

Landlord signature: ___________________________
Jordan Miller
Date: _______________

WRITTEN WARNING — EMPLOYEE DISCIPLINARY NOTICE

October 23, 2026

Example Coffee Roasters Inc.
210 Sample Avenue, Toronto, ON M5V 1H1

TO: Taylor Brooks
77 Example Crescent, Etobicoke, ON M9B 1A1
Position: Shift Supervisor

Dear Taylor Brooks,

1. PURPOSE
This letter is a written warning regarding your conduct/performance. This is a formal written warning placed in your personnel file. Further misconduct may lead to additional disciplinary action, up to and including termination of employment.

2. DESCRIPTION OF THE ISSUE
On three occasions in October 2026 you arrived more than 30 minutes after the start of your scheduled shift without notifying your manager in advance, leaving the store short-staffed during the morning rush.
Date(s) of occurrence: October 6, October 14 and October 21, 2026

3. POLICY OR STANDARD VIOLATED
Attendance Policy, Section 3.2 of the Employee Handbook

4. IMPROVEMENT REQUIRED
You are required to take the following corrective action:
Arrive on time for every scheduled shift, and phone your manager at least two hours ahead if an emergency makes you late.
Deadline for improvement: 2026-11-30
Your progress will be reviewed on or about that date.

5. CONSEQUENCES
If the improvement is not sustained, further discipline may follow, up to and including termination of employment.

6. EMPLOYEE RESPONSE
You may provide a written response to this warning within a reasonable time; it will be attached to this letter in your personnel file.

Please sign below to acknowledge that you have received and read this letter. Your signature confirms receipt only — it does not necessarily indicate agreement with its contents.

Employee acknowledgement: ___________________________
Taylor Brooks
Date: _______________

Issued by: ___________________________
Example Coffee Roasters Inc.
Date: _______________

---
IMPORTANT NOTES
• Stick to facts: describe observable behaviour, dates, and the policy breached — avoid opinions, diagnoses, or protected-ground references (e.g. disability, family status, religion).
• Disciplinary steps must respect the Employment Standards Act, 2000 of Ontario and any applicable human rights legislation — termination without proper process can expose the employer to a wrongful-dismissal or human-rights claim.
• Keep a copy in the personnel file and give a copy to the employee.
• For serious misconduct or a potential termination, consult an employment lawyer in Ontario first.

HOME RENOVATION CONTRACT

October 23, 2026 — Ontario, Canada

BETWEEN:
The Homeowner:
Jordan Miller
123 Example Street, Toronto, ON M4B 1B3

AND:
The Contractor:
Example Renovations Ltd.
55 Example Industrial Parkway, Etobicoke, ON M8W 1A1
Licence/registration no.: Example licence #TO-48291

(together, the "Parties")

1. PROPERTY
The work will be performed at:
123 Example Street, Toronto, ON M4B 1B3

2. SCOPE OF WORK
Project type: Kitchen
The Contractor agrees to perform the following work:
Full kitchen renovation (approx. 120 sq. ft.): demolition and disposal of existing cabinets and counters; installation of new cabinetry and quartz countertops; new sink and faucet; tile backsplash; six pot lights; repainting of walls and ceiling.

3. MATERIALS
The Contractor shall supply all materials, which shall be new and of good quality unless otherwise agreed in writing. Contractor supplies all materials listed in the written estimate dated October 20, 2026.

4. PRICE AND PAYMENT
Total contract price: $$38,500 CAD (taxes extra — confirm whether GST/HST is included).
Deposit on signing: $$3,850 (10% deposit) on signing CAD.
Payment schedule:
Deposit 10% ($3,850) · After demolition 30% ($11,550) · After cabinet installation 40% ($15,400) · On substantial completion 20% ($7,700)

DEPOSIT NOTE: a deposit of $$3,850 (10% deposit) on signing CAD is agreed. Caution — large upfront deposits are risky. Never pay the full price before the work is done, and check your rights under the Consumer Protection Act, 2023 before paying a deposit.

5. SCHEDULE
Work begins on or about 2026-11-09 and shall be substantially completed by 2026-12-18, subject to reasonable delays (weather, material shortages, hidden conditions) communicated promptly in writing.

6. CHANGE ORDERS
Any change to the scope, price, or schedule must be agreed IN WRITING and signed by both parties before the changed work begins. Verbal changes are not binding.

7. PERMITS AND COMPLIANCE
The Contractor shall obtain all required building permits and ensure the work complies with the building code and municipal by-laws. Permit costs are included in the contract price.

8. WARRANTY
The Contractor warrants labour for 2-year workmanship warranty from substantial completion and shall return to fix defects in workmanship within that period at no charge. Manufacturer warranties on materials pass through to the Homeowner.

9. CLEANUP AND DISPOSAL
The Contractor shall keep the work area reasonably clean and remove all debris and leftover materials at completion.

10. INSURANCE
The Contractor confirms it carries liability insurance and, where required, workers' compensation coverage for its workers.

11. TERMINATION
Either party may terminate for material breach after 7 days' written notice and an opportunity to cure. On termination, the Homeowner pays for work properly completed to date plus documented material costs; the Contractor leaves the site in a safe condition.

12. DISPUTE RESOLUTION
The parties agree to attempt mediation before starting any court proceeding.

13. GOVERNING LAW
This contract is governed by the laws of Ontario, including the Consumer Protection Act, 2023, and the laws of Canada applicable in Ontario. Where this contract conflicts with consumer-protection law, the law prevails.

IN WITNESS WHEREOF, the Parties have signed below.

Homeowner: ___________________________
Jordan Miller
Date: _______________

Contractor: ___________________________
Example Renovations Ltd.
Date: _______________

---
IMPORTANT NOTES
• Never pay in full upfront. Tie payments to completed, inspected milestones.
• Verify the contractor: licence/registration, insurance, references, and reviews. Get everything in writing — verbal promises are hard to enforce.
• Keep a file: this contract, change orders, receipts, and dated photos of progress.
• If the contractor demands a large deposit or cash-only payment, treat it as a red flag.

STATUTORY DECLARATION

Ontario, Canada

I, Jordan Miller, of 123 Example Street, Toronto, ON M4B 1B3, born 1988-04-17, solemnly declare that:

I make this declaration concerning the document described below, which was lost or destroyed. I have not assigned, sold, pledged, or otherwise parted with that document, and if it is found I will return it to the issuing authority. Document concerned: Lost Canadian passport booklet

1. I am the holder of Canadian passport number AB123456 (example), issued to me in Toronto.

2. On or about September 28, 2026, I lost the passport while travelling between Toronto and Montreal; I do not know where it is.

3. I have searched my home, luggage and vehicle thoroughly and have been unable to find it.

4. I reported the loss to Passport Canada and to the Toronto Police Service (report #2026-EX-1042).

5. If the passport is found, I will return it to Passport Canada immediately and will not attempt to travel on it.

AND I make this solemn declaration conscientiously believing it to be true, and knowing that it is of the same force and effect as if made under oath, and by virtue of the Canada Evidence Act.

Declared before me at Toronto, Ontario, Ontario,
on October 23, 2026.

___________________________
Declarant
Jordan Miller

___________________________
Commissioner of Oaths / Notary Public
(Print name and stamp/seal below)

---
IMPORTANT — READ BEFORE SIGNING
• A statutory declaration has NO legal effect until it is signed in the physical presence of a commissioner of oaths, notary public, or other person authorized to administer oaths in Ontario.
• Making a false statement in a statutory declaration is a criminal offence (perjury).
• Do NOT sign this document until you are in front of the commissioner/notary — they must witness your signature.
• Bring government-issued photo ID. The commissioner may charge a small fee.
• If the declaration will be used outside Canada, ask whether additional authentication ("apostille"-style legalization) is required.

INDEPENDENT CONTRACTOR AGREEMENT

October 23, 2026

In plain language: Alex Morgan will perform the services described below for Example Startup Inc. as an independent contractor — not as an employee. The Contractor is responsible for its own taxes and business expenses, and keeps its own schedule and methods.

1. THE PARTIES
Client: Example Startup Inc.
Address: 100 Example Avenue, Toronto, ON M5V 1J1
Contractor: Alex Morgan
Address: 45 Sample Road, Toronto, ON M4K 2B7

2. SERVICES
The Contractor will provide the following services to the Client (the "Services"):
Design and delivery of a 10-page marketing website, including homepage, product pages, blog template and mobile-responsive layouts, with two rounds of revisions.
The Contractor will perform the Services professionally, with reasonable skill and care, and in compliance with applicable laws.

3. TERM
This agreement starts on 2026-11-01 and ends on 2027-01-31 (the "Term"), unless terminated earlier under Section 8.

4. COMPENSATION AND PAYMENT
The Client will pay the Contractor a fixed fee of $4,500 for the Services. Payment is due 50% on signing, 50% on final delivery and acceptance. The Contractor will submit invoices reasonably describing the work performed.

5. INDEPENDENT CONTRACTOR STATUS
The Contractor is an independent contractor, not an employee, agent or partner of the Client. Nothing in this agreement creates an employment relationship. The Contractor:
(a) is responsible for paying its own income tax, CPP/QPP, EI and any other taxes or remittances on amounts paid under this agreement;
(b) is not entitled to employee benefits, vacation pay, overtime, or statutory notice or severance under employment standards legislation;
(c) sets its own hours and methods of work, subject to meeting the agreed deliverables and deadlines; and
(d) provides its own tools and equipment unless the parties agree otherwise in writing.

6. INTELLECTUAL PROPERTY
All work product, deliverables, inventions, designs, documents and other materials created by the Contractor in performing the Services (the "Work Product") are the exclusive property of the Client. To the extent the Work Product does not automatically vest in the Client by law, the Contractor assigns all right, title and interest in the Work Product to the Client, and will sign any documents reasonably needed to give effect to this assignment.
7. CONFIDENTIALITY
The Contractor agrees to keep confidential all non-public information of the Client received in connection with the Services and to use it only to perform the Services. This obligation does not apply to information that is or becomes public through no fault of the Contractor, or that must be disclosed by law or court order (in which case the Contractor will, where legally permitted, promptly notify the Client).
8. TERMINATION
Either party may terminate this agreement by giving 14 days to the other party. The Client will pay the Contractor for Services properly performed up to the effective date of termination. Sections 5, 6 and 7 survive termination.

9. GOVERNING LAW
This agreement is governed by the laws of Ontario and the federal laws of Canada applicable there. The parties submit to the courts of Ontario for any dispute under this agreement.

SIGNATURES

Client: ___________________________   Date: _______________
Example Startup Inc.

Contractor: ___________________________   Date: _______________
Alex Morgan

EMPLOYMENT OFFER LETTER

October 23, 2026

Example Retail Ltd.
200 Example Street, Ottawa, ON K1P 5B7

To: Taylor Brooks

Re: Offer of employment — Marketing Coordinator

Dear Taylor Brooks,

We are pleased to offer you the position of Marketing Coordinator with Example Retail Ltd., on a full-time basis, starting on 2026-11-16 (your "Start Date").

Your compensation will be an annual salary of $58,000, less applicable taxes and deductions, paid in accordance with our regular payroll schedule.

Your primary work location will be Ottawa head office, hybrid (3 days in office).

You will report to Priya Nair, Marketing Manager.

Your employment will be subject to a probationary period of 3 months, during which either party may end the employment relationship.

You will be eligible for the following benefits, subject to plan terms:
Extended health and dental coverage, 15 vacation days per year, and group RRSP matching up to 3% after probation.

This offer is conditional on the following:
Satisfactory background check and proof of eligibility to work in Canada.

This letter summarizes the key terms of our offer. A full employment agreement with additional terms (duties, confidentiality, termination provisions) will be provided for your signature before or on your Start Date.

This offer expires on 2026-11-06. To accept, please sign below and return a copy to us by that date.

We are excited about the possibility of you joining our team and look forward to your reply.

Sincerely,

___________________________
Example Retail Ltd.

ACCEPTANCE

I accept the offer of employment described above.

Candidate: ___________________________   Date: _______________
Taylor Brooks

PART A — TERMS OF SERVICE

Example SaaS Inc. — Terms of Service
Website: https://example-saas.ca
Last updated: October 23, 2026

In plain language: these terms are the rules for using our website. By using the website, you agree to follow them.

1. OUR SERVICES
Example SaaS Inc. operates a software-as-a-service platform at https://example-saas.ca (the "Services"). We may change, suspend or discontinue any part of the Services at any time.

2. ACCOUNTS
If you create an account, you are responsible for keeping your login credentials confidential and for all activity under your account. You must provide accurate information and promptly update it if it changes. You must be at least 18 years old, or the age of majority in your province, to use the Services.

3. PAYMENTS
Paid features are billed in Canadian dollars. Prices are as shown at checkout, plus applicable taxes. Unless stated otherwise, subscriptions renew automatically until cancelled, and fees already paid are non-refundable except where required by law.

4. ACCEPTABLE USE
You agree not to: (a) use the Services for any unlawful purpose; (b) attempt to gain unauthorized access to the Services or interfere with their operation; (c) upload harmful code or infringing content; or (d) misrepresent your identity. We may suspend or terminate accounts that violate these terms.

5. INTELLECTUAL PROPERTY
The website, its content, trademarks and software are owned by Example SaaS Inc. or its licensors and are protected by law. You receive a limited, non-transferable licence to use the Services for their intended purpose. You keep ownership of content you submit; by submitting it you grant us a licence to use it to operate the Services.

6. LIMITATION OF LIABILITY
To the maximum extent permitted by law, Example SaaS Inc. is not liable for indirect, incidental or consequential damages arising from your use of the Services. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim arose. Nothing in these terms limits liability where the law does not allow it, including under Quebec consumer protection law.

7. TERMINATION
We may suspend or terminate your access if you breach these terms. You may stop using the Services at any time. Sections 5 and 6 survive termination.

8. GOVERNING LAW
These terms are governed by the laws of Ontario and the federal laws of Canada applicable there. The parties submit to the courts of Ontario.

Contact: privacy@example-saas.ca

PART B — PRIVACY POLICY

Example SaaS Inc. — Privacy Policy
Website: https://example-saas.ca
Last updated: October 23, 2026

In plain language: this policy explains what personal information we collect, why we collect it, and what rights you have. We follow Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).

1. WHAT WE COLLECT
We collect: Account details (name, email), usage analytics, and payment information processed by our payment provider.

2. WHY WE COLLECT IT (PURPOSES)
We use your personal information to: operate and improve the website; process payments and fulfil orders; communicate with you about your account; comply with legal obligations; and, with your consent where required, send marketing communications.

3. CONSENT
We obtain your consent before collecting, using or disclosing your personal information, except where the law allows otherwise. You may withdraw consent at any time, subject to legal or contractual restrictions, by contacting us at privacy@example-saas.ca.

4. SAFEGUARDS
We protect personal information with administrative, technical and physical safeguards appropriate to its sensitivity, including access controls and encryption in transit.

5. YOUR RIGHTS
You may request access to the personal information we hold about you, ask for corrections, or file a complaint about our handling of your information by writing to privacy@example-saas.ca. We will respond within 30 days. If you are not satisfied, you may complain to the Office of the Privacy Commissioner of Canada.

6. COOKIES
We use cookies and similar technologies to keep you signed in, remember your preferences and understand how the website is used. You can control cookies through your browser settings; some features may not work if you disable them.

7. SHARING WITH THIRD PARTIES
We share limited personal information with trusted service providers who help us operate the website, including: Analytics and payment processing providers, under contract and only as needed to operate the service. These providers may only use your information to perform services for us.

8. RETENTION
We keep personal information only as long as needed for the purposes described above or as required by law, then securely destroy or anonymize it.

9. CONTACT
Questions about this policy: privacy@example-saas.ca.
In addition, for users in Quebec, the following applies under Quebec's Act respecting the protection of personal information in the private sector (Law 25):
(a) Privacy officer: Example SaaS Inc. has designated a person responsible for the protection of personal information. You may contact them at privacy@example-saas.ca.
(b) Incident register: we maintain a register of confidentiality incidents as required by law, and we will notify the Commission d'accès à l'information and affected individuals when the law requires it.
(c) We collect only the personal information necessary for the purposes described above, and we destroy or anonymize it when those purposes are fulfilled, subject to legal retention requirements.

PARTNERSHIP AGREEMENT

October 23, 2026

In plain language: the people below agree to run a business together as a partnership. This agreement sets out who owns what share, who contributed what, how profits are split, and how decisions get made.

1. THE PARTNERS
Partner 1: Jordan Miller
Partner 2: Casey Lee

2. PARTNERSHIP NAME AND BUSINESS
The partners will carry on business together under the name "Example Café Partnership" (the "Partnership"). The business of the Partnership is: Operating a specialty coffee shop at 300 Example Drive, Vancouver, BC.

3. CAPITAL CONTRIBUTIONS AND OWNERSHIP
Partner 1 — Jordan Miller: ownership 60%, capital contribution $30,000
Partner 2 — Casey Lee: ownership 40%, capital contribution $20,000
Ownership shares may only be transferred with the written consent of all partners.

4. PROFITS AND LOSSES
Profits and losses are shared in proportion to each partner's ownership share. Drawings by partners require the agreement of the partners and must leave the Partnership able to meet its obligations.

5. MANAGEMENT AND DECISION-MAKING
Day-to-day decisions are made by a majority of the partners (by ownership share). The following require unanimous agreement: admitting a new partner, selling all or substantially all partnership assets, borrowing above $10,000, and dissolving the partnership.

6. DUTIES OF PARTNERS
Each partner will: (a) devote reasonable time and attention to the Partnership's business; (b) act honestly and in good faith in the Partnership's best interests; (c) not use Partnership property or confidential information for personal benefit; and (d) account to the Partnership for any benefit derived from Partnership business.

7. BOOKS AND RECORDS
The Partnership will keep proper books of account. Each partner may inspect the books at reasonable times. The fiscal year-end is December 31 unless the partners agree otherwise.

8. TERM AND DISSOLUTION
The Partnership begins on the date above and continues until dissolved. The Partnership dissolves on: (a) the unanimous agreement of the partners; (b) the bankruptcy or death of a partner, unless the remaining partners agree in writing to continue; or (c) as required by law. On dissolution, assets are applied first to debts, then to return capital contributions, then distributed per Section 4.

9. NON-COMPETE
During the term of the partnership and for 12 months after ceasing to be a partner, no partner will, directly or indirectly, carry on or be engaged in a business that competes with the Partnership's business within Canada, without the written consent of the remaining partners.

10. GOVERNING LAW
This agreement is governed by the laws of British Columbia and the federal laws of Canada applicable there. The parties submit to the courts of British Columbia for any dispute under this agreement.

SIGNATURES

Partner: ___________________________   Date: _______________
Jordan Miller

Partner: ___________________________   Date: _______________
Casey Lee

FOUNDERS' AGREEMENT

October 23, 2026

In plain language: the founders of Example AI Inc agree on who owns what share of the company (Jordan Miller and Alex Morgan), what each founder does, how decisions are made, and what happens if a founder leaves. All work created for the company belongs to the company.

1. THE PARTIES
The founders of Example AI Inc (the "Company") are:
(a) Jordan Miller (a "Founder"); and
(b) Alex Morgan (a "Founder");
Each Founder is referred to individually as a "Founder" and together as the "Founders".

2. THE COMPANY
The Founders are working together to build and operate Example AI Inc. The Founders intend to formalize the Company's legal structure (for example, by incorporating) and will sign any further documents needed to give effect to this agreement.

3. SHARE OWNERSHIP
As of the date above, the Founders own the Company in the following proportions (the "Shares"):
Jordan Miller — 55% of issued shares — Role: CEO — product, fundraising, operations
Alex Morgan — 45% of issued shares — Role: CTO — engineering, architecture, hiring
The Founders confirm these percentages reflect their entire ownership understanding. New share issuances require approval under Section 8.

4. ROLES AND RESPONSIBILITIES
Each Founder will devote their best efforts to the Company in the role noted above. Major changes to a Founder's role require the agreement of the Founders under Section 8.

5. VESTING
Each Founder's Shares vest over four (4) years from the date of this agreement, with a one (1) year cliff: no Shares vest before the first anniversary of this agreement; on that anniversary, twenty-five percent (25%) of each Founder's Shares vest, and the remaining seventy-five percent (75%) vest in equal monthly instalments over the following thirty-six (36) months, provided the Founder remains actively involved with the Company. If a Founder leaves before the cliff, none of that Founder's Shares vest and they are forfeited to the Company.

6. INTELLECTUAL PROPERTY ASSIGNMENT
Each Founder assigns to the Company all right, title and interest in any work product, inventions, code, designs, documents and other intellectual property the Founder creates for or in connection with the Company, whether created before or after the date of this agreement. Each Founder will sign any further documents reasonably needed to give effect to this assignment.

7. NON-COMPETITION
While a Founder is involved with the Company and for twelve (12) months after leaving, the Founder will not, directly or indirectly, engage in a business that competes with the Company's business in Ontario without the Company's written consent. The Founders agree this restraint is reasonable in scope and duration to protect the Company's legitimate business interests.

8. DECISION-MAKING
Key decisions of the Company — including issuing new shares, taking on material debt, selling material assets, changing the business direction, or admitting a new founder — require the unanimous written consent of all Founders. Day-to-day operational decisions may be made by the Founder responsible for that area.

9. LEAVER PROVISIONS
If a Founder leaves the Company (a "Departing Founder"):
(a) any unvested Shares are immediately forfeited to the Company at no cost;
(b) the Company may, within ninety (90) days, elect to repurchase the Departing Founder's vested Shares at fair market value as agreed by the Founders or, failing agreement, as determined by an independent valuator;
(c) the Departing Founder will cooperate in transferring the Shares and resigning any offices; and
(d) confidentiality and intellectual-property obligations survive departure.

10. CONFIDENTIALITY
Each Founder will keep the Company's non-public business information confidential and use it only for the Company's business, during and after their involvement with the Company.

11. GOVERNING LAW
This agreement is governed by the laws of Ontario and the federal laws of Canada applicable there. The Founders submit to the courts of Ontario for any dispute under this agreement.

12. GENERAL
This document is the entire agreement among the Founders about the matters it covers and may be signed in counterparts (including electronic copies).

SIGNATURES

Founder: ___________________________   Date: _______________
Jordan Miller

Founder: ___________________________   Date: _______________
Alex Morgan

NON-COMPETITION AND NON-SOLICITATION AGREEMENT

October 23, 2026

In plain language: after leaving Example Software Inc., Taylor Brooks agrees to not work for a competing business as described below and not poach Example Software Inc.'s clients or employees for the time and in the area stated below. Canadian courts only enforce restraints that are reasonable — keep the duration and geography as narrow as genuinely needed to protect the business.

1. THE PARTIES
Employer: Example Software Inc. (the "Employer")
Employee: Taylor Brooks (the "Employee")

2. RECITALS
The Employee is or will be employed by the Employer and, in that role, will have access to the Employer's confidential information, client relationships and business goodwill. In exchange for the consideration described in Section 5, the Employee agrees to the restraints below to protect the Employer's legitimate business interests.

3. NON-COMPETITION
During the Employee's employment and for 12 months after it ends for any reason (the "Restricted Period"), the Employee will not, directly or indirectly, within the Province of Ontario:
(a) be employed by, consult for, own a material interest in, or otherwise participate in a business that engages in the following competitive activities: Selling or marketing B2B SaaS products competing with the employer's analytics platform; or
(b) assist any other person in doing any of the above.
This section does not prevent the Employee from owning less than two percent (2%) of a publicly traded company as a passive investment.

4. NON-SOLICITATION
During the Employee's employment and for 12 months after it ends for any reason (the "Restricted Period"), the Employee will not, directly or indirectly:
(a) solicit, divert or attempt to solicit or divert any client or customer of the Employer with whom the Employee had material contact during the last twelve (12) months of employment; or
(b) solicit, recruit or attempt to solicit or recruit any employee of the Employer to leave the Employer's employment.
General advertising not targeted at the Employer's clients or employees is not solicitation under this section.

5. CONSIDERATION AND REASONABLENESS
(a) In exchange for the restraints in this agreement, the Employee receives: Continued employment and access to confidential business information.
(b) The parties agree the Restricted Period of 12 months and the geographic scope of the Province of Ontario are reasonable and no broader than necessary to protect the Employer's legitimate interests. If a court finds any restraint unreasonable, it shall be reformed to the maximum reasonable scope rather than struck out entirely.

6. GOVERNING LAW
This agreement is governed by the laws of Ontario and the federal laws of Canada applicable there. The parties submit to the courts of Ontario for any dispute under this agreement.

7. GENERAL
This document is the entire agreement between the parties about non-competition and non-solicitation and may be signed in counterparts (including electronic copies). A waiver of one breach is not a waiver of any other.

SIGNATURES

Employer: ___________________________   Date: _______________
Example Software Inc.

Employee: ___________________________   Date: _______________
Taylor Brooks

PROMISSORY NOTE

October 23, 2026

In plain language: Example Café Partnership borrows $10,000 from Jordan Miller and promises to pay it back with interest under the terms below. If the Borrower misses payments, the Lender can demand the full balance and pursue legal remedies.

1. THE PARTIES
Lender: Jordan Miller
Borrower: Example Café Partnership

FOR VALUE RECEIVED, the Borrower promises to pay the Lender as follows:

2. PRINCIPAL AND INTEREST
(a) Principal: $10,000 (the "Principal"), advanced on 2026-11-01 (the "Start Date").
(b) Interest accrues on the outstanding Principal at 5% per annum, calculated monthly and not in advance.
(c) If no rate were stated, interest would accrue at the rate set by applicable law.

3. TERM
The term of this note runs from the Start Date to the Maturity Date of 2027-10-31.

4. REPAYMENT
The Borrower will repay the Principal in equal monthly instalments of principal and interest, with the first instalment due one (1) month after the Start Date and the remaining balance, if any, due in full on the Maturity Date (2027-10-31). Each instalment is due on the same calendar day each month.

5. LATE FEE
If any payment is more than fifteen (15) days overdue, the Borrower will pay a late fee of $25 per late payment in addition to the overdue amount. The late fee does not waive the Lender's other remedies.

6. PURPOSE
The loan is made for the following purpose: Purchase of café equipment.

7. DEFAULT AND REMEDIES
The Borrower is in default if any payment is more than thirty (30) days overdue or the Borrower becomes insolvent. On default, the Lender may declare the entire outstanding Principal plus accrued interest immediately due and payable, and may pursue any legal remedy. The Borrower will pay the Lender's reasonable costs of collection, including legal fees.

8. PREPAYMENT
The Borrower may prepay any part of the Principal at any time without penalty; prepaid amounts reduce the outstanding Principal and interest accrues only on what remains.

9. GOVERNING LAW
This note is governed by the laws of Ontario and the federal laws of Canada applicable there. The parties submit to the courts of Ontario for any dispute under this note.

10. GENERAL
This document is the entire agreement between the parties about this loan and may be signed in counterparts (including electronic copies).

SIGNATURES

Lender: ___________________________   Date: _______________
Jordan Miller

Borrower: ___________________________   Date: _______________
Example Café Partnership

BILL OF SALE — MOTOR VEHICLE

October 23, 2026

In plain language: Jordan Miller sells the motor vehicle described below to Casey Lee for $18,500. Ownership transfers on the date of sale once payment is made. The seller promises they own it free of liens except any disclosed below.

1. THE PARTIES
Seller: Jordan Miller
Buyer: Casey Lee

2. THE ITEM
Type: Motor Vehicle
Description: 2019 Ford F-150 XLT, VIN 1FTEW1E50KFA12345 (example), 98,000 km, blue

3. PURCHASE PRICE
The Buyer will pay the Seller $18,500 for the Motor Vehicle (the "Purchase Price").

4. DATE OF SALE AND TRANSFER
The sale takes effect on 2026-11-02 (the "Date of Sale"). Ownership of and title to the Motor Vehicle transfer to the Buyer on the Date of Sale once the Purchase Price is paid in full. The Seller will deliver the Motor Vehicle and sign any transfer or registration documents reasonably required.

5. CONDITION — "AS IS"
The Buyer has inspected the Motor Vehicle (or has had the opportunity to do so) and accepts it in its present "AS IS" condition, with all faults. The Seller makes no warranty about the Motor Vehicle's condition, fitness or merchantability, except the title warranty in Section 6. The Buyer is encouraged to obtain an independent inspection before signing.

6. TITLE WARRANTY
The Seller warrants that the Seller owns the Motor Vehicle, has the right to sell it, and that it is free of liens, claims and encumbrances except as disclosed here. No liens or encumbrances are disclosed.

7. GOVERNING LAW
This bill of sale is governed by the laws of Alberta and the federal laws of Canada applicable there. The parties submit to the courts of Alberta for any dispute under this bill of sale.

8. GENERAL
This document is the entire agreement between the parties about the sale of the Motor Vehicle and may be signed in counterparts (including electronic copies).

SIGNATURES

Seller: ___________________________   Date: _______________
Jordan Miller

Buyer: ___________________________   Date: _______________
Casey Lee

LAST WILL AND TESTAMENT

of Jordan Miller
123 Example Street, Toronto, ON M4B 1B3
Date of birth: 1975-03-14

October 23, 2026

In plain language: this document says who gets Jordan Miller's property, who is in charge of carrying out these wishes (the executor), and who will care for any minor children. It must be signed correctly to be valid — see the execution requirements at the end.

1. REVOCATION
I revoke all wills and codicils previously made by me.

2. DECLARATION
I declare that this is my last will and testament. I am of sound mind and memory, I am acting voluntarily, and I understand the nature and effect of this document.

3. APPOINTMENT OF EXECUTOR
I appoint Alex Lee, of 456 Second Ave, Ottawa, ON K1N 5B6, as the executor of my estate, to administer my estate and carry out the terms of this will according to law. If Alex Lee is unable or unwilling to act, I appoint Taylor Brooks as alternate executor, with the same powers. My executor may be reimbursed for reasonable expenses and may claim compensation as permitted by law.

4. BENEFICIARIES AND DISTRIBUTION
Subject to the specific bequests below (if any), I give my estate to the following beneficiaries in the shares indicated:
My spouse Alex Miller — 50%
My daughter Emma Miller — 25%
My son Liam Miller — 25%

5. SPECIFIC BEQUESTS
I give the following specific gifts, which take priority over the residuary estate:
I give my watch to my brother Chris Lee.

6. GUARDIANSHIP OF MINOR CHILDREN
My minor children are: Emma Miller, age 8; Liam Miller, age 5.
If, at the time of my death, any of my children is a minor, I appoint Taylor Brooks as guardian of the person of my minor children. If Taylor Brooks is unable or unwilling to act, I appoint Robin Brooks as alternate guardian. I ask the court to respect this appointment, subject to the best interests of the children.

7. RESIDUARY CLAUSE
I give the rest and residue of my estate (everything not otherwise disposed of above), including any lapsed or void gifts, to my beneficiaries named above in the same proportions.

8. GENERAL PROVISIONS
(a) Debts, funeral and testamentary expenses and taxes shall be paid out of my estate before distribution.
(b) If a beneficiary does not survive me, their share falls into the residue unless this will says otherwise.
(c) My executor has all powers granted by law to manage, sell or distribute estate property.

EXECUTION REQUIREMENTS
Under the Succession Law Reform Act, this will must be signed by the testator in the presence of TWO (2) adult witnesses, who must be present at the same time and must also sign the will in the testator's presence. A witness (or a witness's spouse) should not be a beneficiary under this will, or the gift to them may fail. Keep the signed original in a safe place and tell the executor where it is.

SIGNATURE OF TESTATOR

Signed by Jordan Miller in the presence of the witnesses below:

X _________________________________   Date: _______________
Jordan Miller

WITNESSES
We, the undersigned witnesses, confirm that the testator signed this will in our presence and in the presence of each other, and that the testator appeared to be of sound mind.

Witness 1: _________________________   Date: _______________
Name (print): _________________________
Address: _________________________

Witness 2: _________________________   Date: _______________
Name (print): _________________________
Address: _________________________

POWER OF ATTORNEY

October 23, 2026

In plain language: Jordan Miller gives Alex Lee the legal authority to make decisions about property and financial matters on their behalf. This is a powerful document — the attorney can act as if they were you for the matters listed below.

1. GRANTOR
I, Jordan Miller, of 123 Example Street, Toronto, ON M4B 1B3 (the "Grantor"), being of sound mind, appoint the person below as my attorney.

2. ATTORNEY
Alex Lee, of 456 Second Ave, Ottawa, ON K1N 5B6 (the "Attorney").
Alternate attorney: if Alex Lee is unable or unwilling to act, I appoint Taylor Brooks as alternate attorney with the same powers.

3. SCOPE OF AUTHORITY (PROPERTY AND FINANCIAL MATTERS)
The Attorney is authorized to manage all property and financial affairs, including banking, investments, real estate transactions, paying bills and filing taxes. The Attorney must act honestly, in good faith, and solely in the best interests of the Grantor, must keep the Grantor's property separate from their own, and must keep accurate records of all transactions.

4. WHEN IT TAKES EFFECT
This power of attorney takes effect IMMEDIATELY upon signing and continues in effect if the grantor later becomes incapable (it is intended to be an enduring/continuing power of attorney).

5. LIMITS
This power of attorney does not authorize the Attorney to make or change the Grantor's will, vote on the Grantor's behalf in an election, or delegate this authority to another person. The Grantor may revoke this document at any time while mentally capable, by written notice to the Attorney.

6. GOVERNING LAW
This document is governed by the laws of Ontario and the federal laws of Canada applicable there.

ONTARIO NOTE: Ontario uses two separate documents under the Substitute Decisions Act, 1992 — a Continuing Power of Attorney for Property (finances) and a Power of Attorney for Personal Care (health and personal decisions). If you selected "both" above, consider preparing both documents. A Continuing Power of Attorney for Property survives incapacity only if it expressly says so.

SIGNATURES

Grantor: ___________________________   Date: _______________
Jordan Miller

WITNESS
I confirm the Grantor signed in my presence and appeared to understand this document.

Witness: ___________________________   Date: _______________
Name (print): _________________________
Address: _________________________

ACCEPTANCE (optional)
I, Alex Lee, accept this appointment and agree to act in the Grantor's best interests.

Attorney: ___________________________   Date: _______________

PRENUPTIAL AGREEMENT
(Marriage Contract)

October 23, 2026

BETWEEN:
Marie Tremblay ("Party One")
AND:
Jean Côté ("Party Two")

In plain language: before marrying, Marie Tremblay and Jean Côté agree in writing on what happens to their money and property if the marriage ends. Full financial disclosure and independent legal advice for each party make this agreement far more likely to hold up.

RECITALS
The parties intend to marry on 2027-06-12 in Montréal. They wish to set out their rights and obligations regarding property and support in the event of separation or divorce.

1. FULL FINANCIAL DISCLOSURE
Each party confirms they have disclosed their finances honestly and completely. Each party has had the opportunity to obtain independent legal advice before signing.

SCHEDULE A — MARIE TREMBLAY'S ASSETS AND LIABILITIES
Condo à Montréal — valeur approx. 420 000 $, hypothèque 280 000 $
REER — 65 000 $

SCHEDULE B — JEAN CÔTÉ'S ASSETS AND LIABILITIES
Compte d'épargne — 40 000 $
Voiture — valeur approx. 22 000 $

2. PROPERTY DIVISION
Each party keeps as their separate property everything they owned before the marriage and everything acquired in their own name during the marriage, except as otherwise agreed in writing. Jointly titled property is shared equally.
Neither party will claim against the other's separate property except as provided in this agreement or as required by law.

3. MATRIMONIAL HOME
The parties acknowledge that special legal protections may apply to the matrimonial/family home under their province's law, which this agreement cannot fully contract out of. They will seek legal advice about the home they occupy.

4. SPOUSAL SUPPORT
Each party waives any claim to spousal support from the other, now and in the future. The parties acknowledge they are waiving a legal right and have had the opportunity to obtain independent legal advice.

5. DEBTS
Each party is responsible for debts in their own name incurred before the marriage, and for debts they incur individually during the marriage, unless otherwise agreed in writing. Joint debts are shared equally.

6. GENERAL
(a) This agreement is the entire agreement between the parties about these matters.
(b) It may only be changed by a written agreement signed by both parties.
(c) If any part is found unenforceable, the rest remains in effect.
(d) This agreement is governed by the laws of Quebec and the federal laws of Canada applicable there.

QUEBEC PROPERTY REGIME: In Quebec, spouses married without a marriage contract are subject to the PARTNERSHIP OF ACQUESTS: property acquired during the marriage is generally shared, while property owned before marriage or received by gift/inheritance stays separate. The family residence and certain family assets have special protections. A marriage contract (notarized) can instead choose SEPARATION OF PROPERTY. Spouses cannot contract out of certain protections, such as the family patrimony.

SIGNATURES

Marie Tremblay: ___________________________   Date: _______________

Jean Côté: ___________________________   Date: _______________

WITNESS (recommended)
Witness: ___________________________   Date: _______________
Name (print): _________________________

CERTIFICATES OF INDEPENDENT LEGAL ADVICE (recommended — attach)
Each party should sign a certificate confirming they received independent legal advice, or a written waiver of such advice.

NOTICE TO END TENANCY / EVICTION NOTICE

Date of notice: October 23, 2026

TO: Alex Chen and Taylor Brooks
RENTAL UNIT: Unit 1204 – 123 Example Street, Toronto, ON M4B 1B3

FROM: Example Property Management Inc.

GROUND: Non-payment of rent
Corresponding form: Form N4 — Notice to End a Tenancy Early for Non-payment of Rent

TAKE NOTICE that your tenancy of the rental unit described above will terminate on 2026-12-01, and you are required to vacate the unit on or before that date.
Total rent owing: $3,700 for the period September and October 2026 rent.
To void this notice, pay the full amount owing on or before the termination date above.

DETAILS:
Rent for September and October 2026 remains unpaid despite written reminders.

ONTARIO RULES: For non-payment of rent, serve Form N4. The termination date must be at least 7 days after the notice is given — do not count the day the notice is given (notices given before September 21, 2026 used a 14-day minimum; confirm the current rule). Courier, mail and other service methods add deemed-delivery days. If the tenant pays all arrears in full on or before the termination date, the notice is void. If not, the landlord may apply to the Landlord and Tenant Board (LTB) for an eviction order (Form L1). Do not change the locks or remove the tenant's belongings yourself — only the Sheriff can enforce an LTB eviction order.

SERVICE RECORD (complete when serving)
Served on: _______________  Method: ☐ in person  ☐ mail  ☐ posted on door  ☐ other: _______
Served by: ___________________________

Landlord signature: ___________________________   Date: _______________
Example Property Management Inc.

SEPARATION AGREEMENT

October 23, 2026

BETWEEN:
Jordan Smith ("Party One")
AND:
Alex Lee ("Party Two")

In plain language: Jordan Smith and Alex Lee have separated and agree in writing on property, debts, the children, and support. Each party should get independent legal advice before signing — courts take that very seriously with separation agreements.

1. SEPARATION
The parties separated on 2026-08-15 and intend to live separate and apart permanently. Neither party will interfere with the other's personal life.

2. FULL FINANCIAL DISCLOSURE
Each party confirms they have made full and honest disclosure of their income, assets and debts. Each party has had the opportunity to obtain independent legal advice before signing this agreement.

3. CHILDREN
The children of the relationship are: Emma Smith, age 8; Liam Smith, age 5.

4. CUSTODY AND PARENTING
The parties will have JOINT custody of the children: they will make major decisions about health, education and welfare together. The children's primary residence and parenting schedule are set out below. Primary residence with Jordan Smith; Alex Lee has parenting time every other weekend plus Wednesday evenings.

5. CHILD SUPPORT
$650 per month starting 2026-09-01, per the Federal Child Support Guidelines. Child support will be adjusted as the Guidelines require, and both parties will exchange income information annually.

6. PROPERTY DIVISION
The family home at 123 Example Street, Vancouver is sold and net proceeds shared equally. Each party keeps their RRSP and vehicle. The joint bank account is split equally.

7. DEBTS
Joint credit-card debts shared equally.

8. SPOUSAL SUPPORT
The parties agree that NO spousal support is payable by either party, and the issue of spousal support is settled finally.

9. INDEPENDENT LEGAL ADVICE
Each party acknowledges they were advised to obtain independent legal advice, and either did so or chose not to. The parties understand this agreement affects important legal rights.

10. GENERAL
(a) This agreement is the entire agreement between the parties about these matters.
(b) It may only be changed by a written agreement signed by both parties.
(c) If any part is found unenforceable, the rest remains in effect.
(d) This agreement is governed by the laws of British Columbia and the federal laws of Canada applicable there.

BC NOTE: Under BC's Family Law Act, family property and debt are generally divided equally, and child support follows the Federal Child Support Guidelines. A court may set aside a separation agreement that is significantly unfair, particularly without full disclosure and independent legal advice.

SIGNATURES

Jordan Smith: ___________________________   Date: _______________

Alex Lee: ___________________________   Date: _______________

WITNESS (recommended)
Witness: ___________________________   Date: _______________
Name (print): _________________________

RENTAL APPLICATION

Date: October 23, 2026

1. APPLICANT INFORMATION
Full legal name: Jordan Smith
Phone: (416) 555-0142
Email: jordan.smith@example.com
Current address: 123 Main St, Apt 4, Toronto, ON M4B 1B3

2. EMPLOYMENT & INCOME
Employer: Example Inc.
Job title: Sales Representative
Gross monthly income: $5,200

3. TENANCY DETAILS
Desired move-in date: 2026-12-01
Number of occupants: 2
Pets: One cat

4. RENTAL HISTORY & REFERENCES
Former landlord: Alex Lee, (416) 555-0111
Employer: Taylor Brooks, (416) 555-0122

5. CONSENT TO CREDIT CHECK
The applicant CONSENTS to the landlord (or the landlord's agent) obtaining a credit report and verifying the information in this application, including contacting the employer, current landlord and references listed above, for the purpose of evaluating this rental application.

6. DECLARATION
I declare that the information in this application is true and complete. I understand that any false statement may result in the rejection of this application or termination of a tenancy granted on the basis of it. I understand that submitting this application does not guarantee that a unit will be offered to me.

HUMAN RIGHTS NOTE: Under provincial human rights legislation, a landlord must not refuse an applicant or ask questions based on protected grounds such as race, colour, ancestry, place of origin, religion, sex, sexual orientation, gender identity, age, marital or family status, or disability. Questions must relate to legitimate tenancy criteria (ability to pay rent, rental history, references).

Applicant signature: ___________________________   Date: _______________
Jordan Smith

FOR LANDLORD USE ONLY
☐ Approved   ☐ Declined   Date: _______________   Unit offered: _______________

---
This application form is governed by the residential tenancy legislation of Ontario and applicable human rights legislation. This is a template, not legal advice.

AFFIDAVIT OF SERVICE

Court file no.: CV-26-001234

CANADA
PROVINCE OF ONTARIO

I, Jordan Miller, of 123 Example Street, Toronto, ON M4B 1B3, MAKE OATH AND SAY:

1. I am the process server retained in this proceeding.
2. On October 3, 2026, at 2:30 p.m., at 456 Second Ave, Ottawa, I served Alex Lee personally with the Notice of Motion dated October 1, 2026.
3. I identified Alex Lee by photo identification shown to me at the door.

SWORN (OR AFFIRMED) BEFORE ME
at Toronto, Ontario,
on October 23, 2026.

_________________________________
A Commissioner for Oaths / Notary Public
Name (print): _________________________
My appointment expires: _______________

_________________________________
Jordan Miller

COMMISSIONING: This affidavit has no legal effect until it is SWORN or AFFIRMED before a person authorized to administer oaths in your province — typically a commissioner for oaths, notary public, or lawyer. The deponent must sign in the commissioner's presence. The commissioner must sign, print their name, and note the expiry of their appointment if applicable. Do not sign this document before meeting the commissioner.

LOAN AGREEMENT

October 23, 2026

BETWEEN:
Lender: Jordan Miller
AND:
Borrower: Example Café Partnership

In plain language: Jordan Miller lends $25,000 to Example Café Partnership, who agrees to pay it back with interest on the schedule below. Unlike a simple promissory note, this agreement also covers collateral, a guarantor, and what happens on default — both parties sign it.

1. THE LOAN
The Lender agrees to lend the Borrower $25,000 (the "Principal"), advanced on 2026-11-01 (the "Start Date"). The Borrower acknowledges receipt of the Principal.

2. INTEREST
Interest accrues on the outstanding Principal at 6% per annum, calculated monthly and not in advance.

3. TERM
The term runs from the Start Date to the Maturity Date of 2028-11-01.

4. REPAYMENT
The Borrower will repay the Principal in equal monthly instalments of principal and interest, with the first instalment due one month after the Start Date and any remaining balance due in full on the Maturity Date (2028-11-01). Each instalment is due on the same calendar day each month.

5. PREPAYMENT
The Borrower may prepay any part of the Principal at any time without penalty; prepaid amounts reduce the outstanding Principal and interest accrues only on what remains.

6. COLLATERAL (SECURITY)
As security for this loan, the Borrower grants the Lender a security interest in the following collateral: The 2021 Honda Civic, VIN 2HGFC2F59MH12345 (example). The Borrower will not sell or encumber the collateral without the Lender's written consent until the loan is repaid in full. On default, the Lender may enforce its security as permitted by the applicable personal property security legislation of Ontario.

7. GUARANTOR
Taylor Brooks (the "Guarantor") unconditionally guarantees the Borrower's obligations under this agreement. If the Borrower defaults, the Lender may demand payment directly from the Guarantor without first pursuing the Borrower.

8. LATE FEE
If any payment is more than fifteen (15) days overdue, the Borrower will pay a late fee of $75 per late payment in addition to the overdue amount, without waiving the Lender's other remedies.

9. PURPOSE
The loan is made for the following purpose: Purchase of café equipment.

10. DEFAULT AND REMEDIES
The Borrower is in default if any payment is more than thirty (30) days overdue, if the Borrower becomes insolvent, or if the Borrower breaches this agreement. On default, the Lender may declare the entire outstanding Principal plus accrued interest immediately due and payable and may pursue any legal remedy, including enforcement of any collateral. The Borrower will pay the Lender's reasonable costs of collection, including legal fees.

11. GOVERNING LAW
This agreement is governed by the laws of Ontario and the federal laws of Canada applicable there. The parties submit to the courts of Ontario.

12. GENERAL
This agreement is the entire agreement between the parties about this loan, may only be changed in writing signed by both parties, and may be signed in counterparts (including electronic copies).

INTEREST-RATE LIMIT: Under section 347 of the federal Criminal Code, charging, receiving, or even offering/advertising interest at a criminal rate is an offence. The criminal rate is 35% APR for most loans (in effect since January 1, 2025; it was 60% effective annual rate before that). Exceptions: commercial loans between $10,000 and $500,000 are capped at 48% APR, larger commercial loans are exempt, and payday loans have their own cost-of-borrowing cap. Provincial consumer-protection and payday-loan rules may impose lower caps. Keep the rate within legal limits.

SIGNATURES

Lender: ___________________________   Date: _______________
Jordan Miller

Borrower: ___________________________   Date: _______________
Example Café Partnership

Guarantor: ___________________________   Date: _______________
Taylor Brooks

CODICIL TO LAST WILL AND TESTAMENT

of Jordan Miller

October 23, 2026

In plain language: Jordan Miller already has a will dated 2022-04-10 and is changing specific parts of it below — everything not changed stays exactly as it was. A codicil must be signed with the same formalities as a will to be valid.

1. REFERENCE TO WILL
This is a codicil to my last will and testament dated 2022-04-10 (the "Will"). I declare that I am of sound mind and memory and act voluntarily.

2. AMENDMENTS
I amend the Will as follows:
I revoke the $5,000 bequest to my nephew Chris Lee and instead bequeath $5,000 to my niece Emma Brooks.
I add my granddaughter Ava Brooks as a residuary beneficiary, in equal shares with the other residuary beneficiaries.

3. CHANGE OF EXECUTOR
I remove the executor named in my will and appoint Taylor Brooks as executor of my estate in their place, with all the powers given to the executor in my will.

4. REAFFIRMATION
Except as amended above, I reaffirm and republish the Will in every respect, and the Will together with this codicil constitutes my last will and testament.

EXECUTION REQUIREMENTS: A codicil is a testamentary document and must be executed with the same formalities as a will. Under the Succession Law Reform Act, sign this codicil in the presence of TWO (2) adult witnesses, present at the same time, who also sign in your presence. A witness (or a witness's spouse) should not be a beneficiary affected by this codicil. Keep it with the original will and tell your executor where both are.

SIGNATURE OF TESTATOR

Signed by Jordan Miller in the presence of the witnesses below:

X _________________________________   Date: _______________
Jordan Miller

WITNESSES
We confirm the testator signed this codicil in our presence and in the presence of each other, and appeared to be of sound mind.

Witness 1: _________________________   Date: _______________
Name (print): _________________________
Address: _________________________

Witness 2: _________________________   Date: _______________
Name (print): _________________________
Address: _________________________

LETTER OF INTENT

October 23, 2026

FROM: Jordan Smith
TO: Example Inc.

RE: the proposed purchase of a business or assets: Purchase of 100% of the shares of Example Inc., including inventory and equipment.

1. PURPOSE
The parties are exploring the proposed purchase of a business or assets: Purchase of 100% of the shares of Example Inc., including inventory and equipment. and wish to record the key terms they are discussing.

2. KEY TERMS UNDER DISCUSSION
Purchase price: $350,000, payable $200,000 at closing and the balance over 24 months.
Closing targeted within 60 days of due diligence.
Seller to provide a 2-year non-compete within 50 km.

3. NATURE OF THIS LETTER
Except for sections 4 (Confidentiality), 5 (Exclusivity) and 7 (Governing Law), which are legally binding, this letter is non-binding and expresses only the parties' current intentions. BINDING PROVISIONS: Sections 4 (Confidentiality), 5 (Exclusivity) and 7 (Governing Law) are binding legal obligations. All other sections are non-binding statements of intent.

4. CONFIDENTIALITY
Each party will keep confidential all non-public information received from the other in connection with the proposed transaction, and will not disclose it to anyone except its advisors who need to know, without the other party's written consent.

5. EXCLUSIVITY
For a period of 60 days from the date of this letter, neither party will solicit or negotiate a competing transaction with any third party regarding the subject matter of this letter.

6. TARGET TIMELINE
The parties aim to sign a definitive agreement on or before 2027-02-15. This target is aspirational and does not create an obligation.

7. DUE DILIGENCE
Each party will cooperate reasonably with the other's due-diligence review, subject to the confidentiality obligations above (if any).

8. COSTS
Each party bears its own costs of negotiation and due diligence, whether or not a definitive agreement is reached.

9. GOVERNING LAW
This letter is governed by the laws of Ontario and the federal laws of Canada applicable there.

ACKNOWLEDGED AND AGREED:

Jordan Smith: ___________________________   Date: _______________

Example Inc.: ___________________________   Date: _______________