Set up your document

WHEREAS the undersigned desires to set out in writing the matters described below;

WHEREAS this document has been prepared with reference to the laws of Ontario, Canada;

NOW, THEREFORE, the following provisions shall apply:

October 23, 2026 — Ontario, Canada

The Homeowner:

Jordan Miller

123 Example Street, Toronto, ON M4B 1B3

The Contractor:

Example Renovations Ltd.

55 Example Industrial Parkway, Etobicoke, ON M8W 1A1

Licence/registration no.: Example licence #TO-48291

(together, the "Parties")

The work will be performed at:

123 Example Street, Toronto, ON M4B 1B3

Project type: Kitchen

The Contractor agrees to perform the following work:

Full kitchen renovation (approx. 120 sq. ft.): demolition and disposal of existing cabinets and counters; installation of new cabinetry and quartz countertops; new sink and faucet; tile backsplash; six pot lights; repainting of walls and ceiling.

The Contractor shall supply all materials, which shall be new and of good quality unless otherwise agreed in writing. Contractor supplies all materials listed in the written estimate dated October 20, 2026.

Total contract price: $$38,500 CAD (taxes extra — confirm whether GST/HST is included).

Deposit on signing: $$3,850 (10% deposit) on signing CAD.

Payment schedule:

Deposit 10% ($3,850) · After demolition 30% ($11,550) · After cabinet installation 40% ($15,400) · On substantial completion 20% ($7,700)

DEPOSIT NOTE: a deposit of $$3,850 (10% deposit) on signing CAD is agreed. Caution — large upfront deposits are risky. Never pay the full price before the work is done, and check your rights under the Consumer Protection Act, 2023 before paying a deposit.

Work begins on or about 2026-11-09 and shall be substantially completed by 2026-12-18, subject to reasonable delays (weather, material shortages, hidden conditions) communicated promptly in writing.

Any change to the scope, price, or schedule must be agreed IN WRITING and signed by both parties before the changed work begins. Verbal changes are not binding.

The Contractor shall obtain all required building permits and ensure the work complies with the building code and municipal by-laws. Permit costs are included in the contract price.

The Contractor warrants labour for 2-year workmanship warranty from substantial completion and shall return to fix defects in workmanship within that period at no charge. Manufacturer warranties on materials pass through to the Homeowner.

The Contractor shall keep the work area reasonably clean and remove all debris and leftover materials at completion.

The Contractor confirms it carries liability insurance and, where required, workers' compensation coverage for its workers.

Either party may terminate for material breach after 7 days' written notice and an opportunity to cure. On termination, the Homeowner pays for work properly completed to date plus documented material costs; the Contractor leaves the site in a safe condition.

The parties agree to attempt mediation before starting any court proceeding.

This contract is governed by the laws of Ontario, including the Consumer Protection Act, 2023, and the laws of Canada applicable in Ontario. Where this contract conflicts with consumer-protection law, the law prevails.

IN WITNESS WHEREOF, the Parties have signed below.

Jordan Miller

Example Renovations Ltd.

IN WITNESS WHEREOF, the undersigned has duly executed this document as of the date first written above.

Executed by:

Printed name:

Printed name:

This document is a self-help template and does not constitute legal advice. Independent legal advice from a licensed lawyer in Ontario is recommended before reliance.